E Mortgage Capital is a full-service mortgage company committed to providing the comfort of local service along with the assurance of a large lender. E Mortgage Capital strives to provide the best rates and most attentive service possible. E Mortgage Capital’s dedication to service is evident in its pledge to complete each major step—underwriting, document completion, sign-offs, and funding—within 48 hours. The company also guarantees to close all loans within 21 days of approval.
E Mortgage Capital combines customer service with state-of-the art technology; their website provides clients with instant loan decisions and the day’s current lending rates. Clients can also lock their loans online, giving them a guaranteed interest rate for up to 30 days. E Mortgage Capital is continually developing new and attractive lending programs like their recent HOT Dream Loans program, which allows clients to take advantage of the most recent trends in the market. E Mortgage Capital specializes in first-time buyer programs and also offers lending programs provided by the Federal Housing Administration and the Department of Veteran Affairs.
E Mortgage Capital is an approved BRE and NMLS mortgage company also FHA/ HUD & VA approved mortgage company and licensed to do VA loans in California, Texas and Colorado.In response to the success of its lending programs in California, E Mortgage Capital recently launched its retail mortgage division, expanding its lending ability to California, Colorado & Texas. E Mortgage Capital is a member of the Better Business Bureau and Orange County Association of Realtors, as well as part of the NAHREP. E Mortgage Capital recently moved to a new corporate headquarters at 18021 Skypark Circle Suite A Irvine, CA 92614