Price Law Group has licensed and experienced bankruptcy attorneys in Bakersfield California that specialize in both Chapter 7 and Chapter 13 bankruptcy. In both types of bankruptcies you are able to wipe away many of your outstanding debts, and depending on the type of bankruptcy you file for, you may or may not be placed on a repayment plan. Let us work with you to determine which type of bankruptcy you are eligible for and if it is the right course of action given your financial situation. Speak with Price Law Group’s Chapter 7 and Chapter 13 bankruptcy attorneys in Bakersfield California today by calling 866-210-1722.
In Chapter 7 bankruptcy, there are some qualifications to determine if you are eligible for this type of bankruptcy. You must make less than the median income in your specific area to qualify, however, if you make the median income or more than the median income, there are additional means tests that involve measuring your disposable income to see if you can still qualify for Chapter 7.
In Chapter 13 bankruptcy, which is sometimes referred to as “wage-earners” bankruptcy, all of your unsecured debts are organized into one group with one payment. That payment is based on your income each month, with the majority of that income going towards paying off your unsecured debts over 3 to 5 years. You will still be able to afford mandatory living expenses such as a car payment, house payment and utility bills with money that is set aside each month for these expenses.
Let our experienced bankruptcy attorneys in Bakersfield California help you take control of your financial future today. Stop living paycheck to paycheck, stressing about paying bills and struggling to make ends meet. We can help you wipe the slate clean and start fresh in your financial life, call 866-210-1722 for more information.
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