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Know Your Rights Before Signing Student Loans with Help from Student Loan Law Group

Mount Pleasant 4/15/2015 5:56:53 PM

Before you find yourself signing any dotted lines for student loans, it is very important to know the basics on the various types of student loans. Student Loan Law Group (SLLG) is a law firm that provides their services to students who are in need of relief aid from their student loans. Their experiences in the past have allowed them to see various cases over the years. One of the main factors that can lead to problems with the repaying of student loans is what type of loan you may actually have.
There are two ways that a prospective college student can obtain a federal student loan, and that is Direct or Federal Family Education Loan (FFEL) Program. Both of these loans can be associated with the Department of Education, except FFEL loans are distributed through various private lenders.
Each Federal Loan falls into another category. There are Stafford Loans, which can either be subsidized or unsubsidized by the government. Another option is the PLUS Loan that are for parents to obtain student loans for their child while they are continuing their education. The school that the student is attending can also provide loans and that is what they call a Perkins Loan.
Then there are Private Student Loans that are secured through private lending institutions. In order to obtain a Private Loan, one must have a good credit score or have a co-signer. These loans can be considered the same as a credit card, mortgage loan, or an auto loan.
Student Loans can make someone feel overwhelmed both during school, and once they have completed their time continuing their education. The failure to repay on Student Loans may cost you wage garnishments, defaulting on your loans, and harassing phone calls from debt collectors. If you happen to be a former college student that is concerned about your standing with Student Loans then contact the Student Loan Law Group at 888-843-1706 between the hours of 10am and 7:30pm to schedule your consultation or visit them online at www.studentlawgroup.com.

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  • 1156 Bowman rd, suite 200
    Mt. Pleasant , South Carolina 29464
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