Best and Cheapest Car Insurance in Georgia 2022

Although the car insurance cost has increased in the recent
few years, you can still get Cheap Car insurance Georgia. Many auto insurance companies are offering the cheapest car insurance policies in Georgia for mature and young drivers. Auto insurance policies are also available for drivers with poor credit and driving records.

Cheap Car Insurance in Georgia

According to our research, there’re around 5-6 auto insurance companies that are offering inexpensive car insurance policies to the drivers of Georgia. These insurance companies with their average annual rates of insurance are given in the table:

Car Insurance Providers and Annual Rates

State Farm Average Annual Rates $1525

Progressive Average Annual Rates $1439

Georgia Farm Bureau Average Annual Rates $1369

Velox Insurance Average Annual Rates $1,388

Geico Average Annual Rates $1351

Auto-Owners Average Annual Rates $1241

Nationwide Average Annual Rates $1291

USAA Average Annual Rates $1123

Factors affecting the cost of car insurance in Georgia

·       Price of Car

If you own an expensive or a high-end car like Bugatti or
Lamborghini, you have to pay more in your car insurance premiums because these
cars are expensive to insure. High-priced cars have a high cost of repair and
replacement, due to which they are deemed as specialty products by insurance
companies. These cars are driven at a faster speed thus more likely to involve
in an accident or damage, contributing more to the cost of insurance premiums.

·       Age

Young drivers (19-25 years of age) are expensive to insure
than mature drivers because they are more likely to involve in an accident or
third-party damages due to the lack of experience.

·       Car Insurance Type

Your insurance provider will charge you less if you've
chosen a car insurance policy with basic coverages only, such as accident,
theft, or third-party damage. However, you're likely to pay more if you choose
comprehensive car insurance, which includes all essential car insurance
coverages.

Cheapest car insurance Georgia is available for even the
drivers with a speeding ticket, drivers with a recent accident, drivers with
poor credit, and drivers with poor driving records. If you're a driver with a
flawless driving record and good credit, your chances of getting the cheap car
insurance Georgia are high. You'll also have maximum benefits than other driver
categories.